AsianLife Protect
This plan provides a life insurance coverage renewable every year. The insurance is payable in case of death of the insured from any cause. The amount of insurance may vary according to either position/rank or salary.

AsianLife protect may be accompanied by any of the following benefits:

Accidental Death & Dismemberment Benefit
When this is attached to the AsianLife Protect, it pays additional insurance benefits in case of death or accidental bodily injury.

Total & Permanent Disability Benefit Rider
This may be attached to the AsianLife Protect plan. It provides benefits in case of total and permanent disability.

AsianLife MedProtect
This plan is offered to executives, employees and staff. It is designed to reimburse expenses incurred by the client if confined in a hospital or clinic. It pays for the following: room and board, hospital services, physician\'s fees and medicines.

Hospital Daily Income Benefit Rider
It provides for daily income if the client is confined in a hospital due to sickness or injury. The benefit is paid to a specified number of days.

Superior Hospitalization Benefit of AsianLife MedProtect
  • Over 700 accredited hospitals nationwide, including Makati Medical Center, St. Luke\'s Medical Center, Cardinal Santos Medical Center, Asian Hospital, UST Hospital, Medical City General Hospital & other major hospitals in key cities Nationwide.
  • Not limited to accredited hospitals & physicians. (You can choose your own physician).
  • No-Cash-Out Confinement.

AsianLife MedProtectPlus
This plan is designed for executives and employees to enjoy the following superior medical insurance benefits.

Schedule of Benefits Description

A. In-Patient Benefit

  • Room & board accommodation up to the limit of your plan.
  • On top of PhilHealth.
B. Out-Patient Benefit

  • Unlimited number of medical consultations & follow-up consultations.
C. Annual Physical Examination (APE) - For Employees Only

  • APE can be available at any Healthway Clinics or Designated Accredited Clinics.
D. Emergency Care

  1. Ambulance Service - Reimbursable up to maximum of Php 5,000.00.
  2. In any of the accredited hospital nationwide - no-cash-out basis.
  3. In a non-accredited hospital worldwide - on a reimbursement basis.
E. Dental Benefits (Optional)

  • Can be availed at any accredited dentists/dental clinics of dental providers.
F. Non-Emergency Care in Non-Accredited Hospital

  1. In the Philippines.
    Should the plan Member opt to be confined in a non-accredited hospital, the Plan Member\'s eligible hospital and professional fee expenses may be reimbursed.
  2. Worldwide
    Similarly, should the Plan Member be confined anywhere outside the Philippines, the Plan Member may also reimburse all eligible hospital and professional fee expenses resulting from his confinement.
G. Financial Assistance (Life Insurance Coverage For Employees)

  • Life Insurance - due to natural causes
  • Life Insurance - due to accident
  • Loss of both hands or both feet or sight of both eyes
  • Loss of one hand and one foot
  • Loss of either hand or foot and sight of one eye
  • Loss either hand or foot or sight of one eye
H. Maximum Benefit Limit

  • Maximum Benefit Limit (MBL) per Illness per policy year shall apply only to Dread Diseases/Conditions and their complications.
I. Special Procedures and/or New Modalities of Treatment

  • Coverage is limited to a maximum limit equal to 30% of the Maximum Benefit Limit
J. Pre-existing Illnesses

  • Pre-existing conditions for account with at least 100 initial (principal) enrollees are covered immediately. The same is covered for the other new enrollees.
  • Pre-existing conditions for accounts with less than 100 initial (principal) enrollees, pre-existing conditions are subject to a 12-month waiting period. After the Program is renewed for another policy year AND the plan member(s) has/have been continuously covered for twelve (12) months, pre-existing illnesses will already be covered.
Group Personal Accident
This plan provides insurance benefits in case of death or loss as result of accidental bodily injury.

AsianLife Credit Protect
This plan provides a life insurance where the amount of insurance is paid to the creditor to pay the outstanding balance of the loan in case of death of the borrower. This is normally bought by financial institutions that extend loans. The amount of insurance is equivalent to the amount of loan.

Some of our Major Clients
  • PLDT
  • ePLDT
  • HCL
  • Bank of Tokyo
  • IMI
  • Ayala Land
  • Shangri-la
  • Marie France
  • FedEx
  • UPS
  • JRS
  • NFA
  • GE
  • Schering Plough
  • Sanofi
  • Pfizer
  • Bayer
  • Euro-Med
  • Teloworks
  • First Source
  • BA Continuum
  • Miriam College